BY USING AND ACCESSING THIS WEBSITE (HEREINAFTER CALLED THE “WEBSITE”), YOU ACKNOWLEDGE THESE TERMS OF USE AND AGREE, WITHOUT LIMITATION OR QUALIFICATION, TO BE BOUND BY THEM AND BY APPLICABLE LAWS.
These terms of use may change or discontinue at any time without notice to you. You agree to review these terms of use on a regular basis and agree to be bound by any changes made to them.
By using this Website, you are able to obtain an insurance quote online. You must disclose all material facts that may affect the way your premium is determined and the information you provide must be correct and accurate, otherwise, you may not be provided with an accurate quote. Not all people who go online will qualify for online quote and not all people who call in will qualify for a quote or insurance policy.
Insurance products and services are available only in those jurisdictions where they may be legally offered. Insurance products in all provinces and territories are distributed by RBC Insurance Agency Ltd. and underwritten by Aviva General Insurance Company.
Copyright in the whole and every part of this Website may not be used, sold, licensed, copied or reproduced in whole or in part in any manner or form or in or on any media to any person.
All logos on this website are registered trademarks used under license.
ALL INFORMATION AND CONTENT ON THE SITE ARE SUBJECT TO APPLICABLE STATUTES AND REGULATIONS, AND ARE FURNISHED 'AS IS', WITHOUT WARRANTY OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT.
WEBSITE PROVIDER(S) SHALL NOT BE LIABLE (WHETHER IN NEGLIGENCE OR OTHERWISE) TO ANY PERSON FOR ANY ERROR, OMISSION OR INCOMPLETENESS IN THE INFORMATION, OR RELIANCE ON THE INFORMATION, ON THE WEBSITE, NOR SHALL WEBSITE PROVIDER(S) BE UNDER ANY OBLIGATION TO ADVISE ANY PERSON OF ANY ERROR THEREIN. IN NO EVENT SHALL WEBSITE PROVIDER(S) BE LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, CONSEQUENTIAL OR SPECIAL DAMAGES, LOSSES, CLAIMS OR EXPENSES WHATSOEVER ARISING OUT OF THE USE OF OR INABILITY TO USE THE WEBSITE OR THE INFORMATION THEREON, EVEN IF WEBSITE PROVIDER(S) HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. BECAUSE SOME JURISDICTIONS PROHIBIT THE EXCLUSION OR LIMITATION OF LIABILITY FOR CONSEQUENTIAL OR INCIDENTAL DAMAGES, THE ABOVE LIMITATION MAY NOT APPLY TO YOU.
Your personal information will only be collected, used and disclosed as provided in the Privacy Policies of both RBC Insurance Agency Ltd. and Aviva General Insurance Company and as otherwise permitted by law.
Third party sites are not covered in the Privacy Policies or these Terms of Use.
In the event that you provide any personal information regarding a third party, you acknowledge and agree that such third party has authorized you to provide consent on their behalf and to collect, use and disclose such personal information.
As the Internet is worldwide, if you are visiting this Website from outside Canada your visit will result in the transfer of information across international borders. You are responsible for compliance with applicable local, national, and international laws.
By visiting this Website and communicating electronically through this Website, you are consenting to these transfers.
When you access this Website, location services may be used to determine your city and province and improve your experience with this Website. The location services use connection information standard with any anonymous interaction over the internet (e.g. IP Address) and do not use any personal information. The information is used to best customize your experience with this Website and is not guaranteed to be accurate.
Any cookies used on this Website will not contain personally identifiable information about you. However, cookies are used on this Website to help make your visits more effective. Usage of cookies on this Website falls into three general categories. By using this Website, you agree to the following use of cookies.
Session cookies: These enable you to carry out some essential functions on this Website, such as maintaining log in details for the session or a transaction. They also help by minimizing the need to transfer information across the internet. They are not stored on your computer and they expire when you terminate your browser session.
Tracking cookies: These enable recognition of repeat visitors to the Website. By matching an anonymous, randomly generated identifier, specific browsing information is recorded such as how you arrive at the Website, the pages you view, options you select, and the path you take through the site. By monitoring this information, this Website can be improved.
Third Party cookies: Other third-party vendors use first-party and third party cookies together to inform, optimize, and serve ads based on visitors’ past visits to this Website.
Access to and use of this Website and these terms of use are governed by the laws of the Province of Ontario and the laws of Canada applicable therein, without resort to conflict of law provisions. Any legal action or proceeding relating to your access to, or use of, this Website or these terms of use shall be instituted only in a court located in Toronto, Ontario. You agree to submit to the jurisdiction of, and agree that venue is proper in, these courts in any such legal action or proceeding.
If any provision in these terms of use shall be deemed unlawful, void or for any reason, unenforceable, then that provision shall be deemed severable from these terms of use and shall not affect the validity and enforceability of any remaining provisions.
If you have any comments, questions or suggestions you might have regarding the information described in this Website, please contact:
RBC Insurance Agency Ltd. at:
PO Box 5010, Station A
Mississauga, ON
L5A 4L2